Elaine M. Moss

Bank of America Plaza
800 Market Street
Suite 1100
St. Louis, MO 63101-2501

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Ms. Moss began her career with Crosby, Heafey, Roach, and May (now ReedSmith) in Los Angeles handling broker liability and products liability matters. While she enjoyed the challenges of big law, she found she missed the ease of living in the Midwest and resettled in St. Louis just in time for the flood of 1993. Almost 25 years later, Ms. Moss now focuses her practice on advising and representing insurance companies on coverage-related matters in Missouri, Kansas, Arkansas and Oklahoma. In addition, she enjoys the challenges of complex litigation and frequently acts as defense counsel in large construction defect litigation.

Ms. Moss writes and speaks frequently on insurance-related topics, as well as diversity and inclusion issues. She particularly enjoys mentoring law students and young lawyers as they embark on their legal careers. Ms. Moss was chair of the firm’s associate training committee for a number of years and developed the training curriculum that is still in use. She was a co-founder of the firm’s Fifth Friday Women’s Initiative and worked to address retention of women attorneys.

When not practicing law, Ms. Moss serves on the Head’s Advisory Committee for Crossroads College Preparatory School, volunteers for Trailnet St. Louis and is an avid reader and novice knitter. She is an unofficial ambassador for the State of Maine and will gladly share her love for summers there.

She and her husband live in University City, Missouri, and their daughter attends Crossroads College Preparatory School and their son is at Worcester Polytechnic Institute in Worcester, Massachusetts.

Recent Decisions

David McConnell v. West Bend Mutual Insurance Co., 2020 WL 2529019

Hegger v. Valley Farm Dairy Co., 596 S.W.3d 128, 133 (Mo. 2020)

Kretsinger Real Estate v. Amerisure Ins. Co., 498 S.W.3d 506 (2016)

Community Activities

Habitat for Humanity

More About Elaine


  • University of Arkansas at Little Rock (J.D., 1989)
  • University of Arkansas at Little Rock (B.A., 1984)

Bar Admissions

  • Missouri
  • California
  • Eighth Circuit Court of Appeals
  • Ninth Circuit Court of Appeals
  • U.S. District Court for the Central District of California
  • U.S. District Court for the Eastern District of Missouri
  • U.S. District Court for the Western District of Missouri
  • U.S. District Court for the Eastern District of Arkansas
  • U.S. District Court for the Eastern District of Arkansas
  • U.S. District Court for the Northern District of Iowa
  • U.S. District Court for the District of Kansas

Recent Achievements

  • Best Lawyers - Insurance, The Best Lawyers in America (2019-2021)
  • ALFA International Nathan Fishbach Attorney of the Year Award (2019)
  • Martindale-Hubbell AV Preeminent

Professional Affiliations

  • Secretary and Executive Committee Member, ALFA International Board of Directors
  • Vice Chair, Insurance Law Practice Group, ALFA International
  • Chair, Managing Partner Initiative 2019, ALFA International
  • Past Marketing Chair, Construction Law Practice Group, ALFA International
  • Past Chair, Women's Initiative Practice Group, ALFA International
  • Diversity and Inclusion Committee, ALFA International
  • Track Leader, 2018 ALFA International Construction Conference
  • Missouri Bar Association
  • California Bar Association
  • TAP Alumni
  • Claims and Management Litigation Alliance


  • Co-Author, Chapter 89, "Choice of Law Affecting Life insurance Policies," New Appleman on Insurance Law (2012)
  • Author, Chapters 4, 5: 2010 updates – "Analyzing Insurance Policies," New Appleman on Insurance Law and Practice Guide (published 2007)


  • Speaker, "Women's Work: The Impact of the Pandemic," ALFA International webinar, September 2020
  • Speaker, "This is not TETRIS: Blockchain is Coming!" ALFA International 2019 International Client Seminar, March 2019
  • Speaker, "Authenticity in the Age of Arrogance: Developing a Personal Brand and Your Path to Leadership," ALFA International Women's Initiative Program, October 2018
  • Moderator, "Ethical Minefields in Corporate Designee Depositions," ALFA International Construction Seminar, July 2018
  • Speaker, "Emerging Issues in Insurance Coverage," CapSpecialty Claims Summit, November 2017
  • Speaker, "Pursuing Business Opportunities as an ALFA International Organization," ALFA International Annual Business Meeting, October 2017
  • Moderator, "Jeopardy: The Corporate Representative Deposition," ALFA International Insurance Law Roundtable, June 2017
  • Speaker, "Risk Transfer Issues," ALFA International Client Seminar, Shaw Sports Turf, January 2017
  • Speaker, "The Buck Stops Where? The New Deal for Additional Insured Endorsements and Risk Transfer in the 21st Century," ALFA International Construction Practice Group Seminar, July 2016
  • Presenter, "To OCIP or not to OCIP," ALFA International Construction Practice Group Seminar, July 2014
  • Speaker, "Strategies for Negotiating Compensation," ALFA International Women’s Initiative Practice Group, June 2014
  • Speaker, "Diversity and Inclusion: The Changing Face of Outside Counsel," ALFA International Client Seminar, March 2014